failed web site security

Many banks/sites are now asking security questions if you log in and don’t have a cookie from a previous login. Worst in my life are:

Key Bank. Requires you enter your credit card number and pin code to verify. How stupid it is to have people entering their pin codes anywhere?

Sallie Mae. Requires you complete five security questions and randomly asks you three. You can only choose from a preselected list. I considered setting all of my answers to ‘1’ or something, because I’ve had to call up and reset my account because I couldn’t remember if the answer to “what street do you live on” was:

26th Ave
26th Ave E

Or what, if any punctuation was used.

This is almost enough bullshit to make me STOP using online banking and go back to the old way of doing things as this is getting to be LESS convenient.

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